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Personal Watercraft Insurance

insured on the water

Comprehensive insurance to protect your personal watercraft

At Jacobs Insurance Solutions, we understand the joy and freedom of being on the water. Whether you own a jet ski, wave runner, or another type of personal watercraft, our specialized insurance policies are designed to protect both you and your watercraft from unexpected events. With tailored coverage options that include liability, physical damage, and personal belongings protection, our agents work with you to find a plan that fits your needs.

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Liability Coverage

Navigating your liability insurance needs can be challenging. Jacobs Insurance Solutions is here to partner with you to determine the right liability coverage. From minor incidents to more complex situations, together we can find solutions to address your liability needs.

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Physical Damage Coverage

Your personal watercraft is a valuable asset, and physical damage coverage protects it from risks like collisions, theft, and vandalism. Jacobs Insurance Solutions offers customized physical damage coverage to help cover repairs or replacement costs, so you can get back on the water with confidence.

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Personal Belongings Coverage

Personal belongings coverage helps protect items you bring on your watercraft, such as electronics, safety gear, or other valuables. Jacobs Insurance Solutions offers coverage that includes your belongings, helping protect you from financial loss or damage to the items that matter most on your outings

Some basic information that can help you better plan ahead.

  • What does personal watercraft insurance cover?

    Personal watercraft insurance includes liability, physical damage, and personal belongings coverage. Liability protects you if you’re responsible for injury or property damage, while physical damage covers your watercraft itself from collisions, theft, or vandalism. Jacobs Insurance Solutions provides tailored policies that protect you and your watercraft from unexpected risks.

  • What is the difference between liability and physical damage coverage for watercraft?

    Liability coverage protects you financially if you’re responsible for injuries or property damage, while physical damage coverage protects your watercraft from risks like collisions, theft, or vandalism. Jacobs Insurance Solutions offers both types of coverage as part of our watercraft insurance policies.

  • How much personal watercraft insurance coverage do I need?

    The amount of coverage depends on the value of your watercraft, how often you use it, and where you operate it. Jacobs Insurance Solutions helps you determine the right amount of liability, physical damage, and personal belongings coverage to meet your needs.

Protect your personal watercraft with tailored insurance

Jacobs Insurance Solutions offers personalized insurance policies for personal watercraft, including liability, physical damage, and belongings protection. Our agents provide tailored coverage so you can enjoy every adventure worry-free. Contact us today to get a customized personal watercraft insurance quote and ensure your watercraft is fully protected.

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