Business Owners Policy

Flexible coverage options for small to mid-sized businesses

Protect your business with a tailored business owners policy

We understand that every business may encounter risks. A Business Owners Policy (BOP) combines essential coverages like property and liability insurance into one package designed for your business operations. With customizable options that fit your specific needs, a BOP offers both simplicity and diverse protection options, helping you manage risks efficiently. Get a personalized BOP proposal from Jacobs Insurance Solutions and protect your business from the unique risks your business may face.

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Property Coverage

BOP property coverage can protect your business property, including buildings and contents, from risks like fire, theft, and natural disasters.

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Liability Coverage

Liability coverage can protect your business from claims related to accidents, bodily injuries, or property damage caused to others.

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Business Interruption Coverage

If your business operations are disrupted due to a covered event, business interruption coverage helps replace lost income and cover ongoing expenses.

A black and white icon of a building with a shield on top of it.

Property Coverage

BOP property coverage can protect your business property, including buildings and contents, from risks like fire, theft, and natural disasters.

A black and white icon of a checklist and a pen.

Liability Coverage

Liability coverage can protect your business from claims related to accidents, bodily injuries, or property damage caused to others.

A black and white icon of a briefcase and a shield with a check mark on it.

Business Interruption Coverage

If your business operations are disrupted due to a covered event, business interruption coverage helps replace lost income and cover ongoing expenses.

Some basic information that can help you better plan ahead.

  • What is a business owners policy BOP?

    A Business Owner’s Policy (BOP) combines property and liability insurance into a single package designed for many different business types. It typically includes coverage for business property, liability, and business interruption. Additionally, some BOP policies offer the flexibility to include additional coverages, such as employee practices liability, professional liability, and cyber liability, all within one convenient package.

  • Is a BOP suitable for my business?

    A BOP policy is ideal for an established small to medium sized business looking for protection in one convenient package.

  • What does property coverage in a BOP include?

    Property coverage in a BOP includes protection for your business premises, equipment, and inventory from risks like fire, theft, and natural disasters.

  • Does a BOP cover liability claims?

    Most BOP policies include liability coverage to protect your business from claims related to injuries or property damage caused to others. This coverage helps cover legal fees, medical expenses, and damages.

Protect your business with a customized business owners policy

Jacobs Insurance Solutions offers BOP policies that can include property, liability, and other added coverages. BOP policies provide essential protection in one convenient package, so you can save time and focus on the growth of your business. Contact us today for a personalized BOP proposal to protect your business from unexpected risks.