Home Insurance in Texas

Homeowner’s insurance across Texas

Comprehensive coverage for Texas homeowners.

At Jacobs Insurance Solutions, we specialize in homeowner’s insurance that caters to the unique needs of Texans. Whether you're comparing home insurance rates or seeking customized coverage for your property, we offer solutions designed to meet your specific needs.

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Scheduled Personal Property

We want to help protect your most treasured items, like jewelry, watches, furs, and other high-value collectibles. Standard home insurance policies often limit this type of coverage. By itemizing these possessions, we can help safeguard them against loss, theft, or damage.

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Roof Coverage

Roof coverage options can vary, including choices such as replacement cost, actual cash value, and roof payment schedules, among others. At Jacobs Insurance Solutions, we are dedicated to helping you navigate these coverage options and selecting the most appropriate solution to protect your roof.

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Water Damage Coverage

Our agents are here to assist you in navigating the various water coverage options available, including flood,  sudden and accidental discharge of water, water backup, service line coverage, water foundation, and slow leakage or seepage.

Some basic information that can help you better plan ahead.

  • What does homeowner’s insurance in Texas cover?

    Homeowner’s insurance in Texas typically includes property coverage, liability, and protection for additional living expenses if your home becomes uninhabitable due to a covered event.

  • How can I compare homeowner’s insurance rates in Texas?

    Our agents will guide you through comparing home insurance rates across Texas, helping you find the right coverage and price for your property. We provide detailed comparisons to help you select the best plan for your budget.

  • Can I bundle home and auto insurance in Texas?

    Yes! We offer home and auto insurance bundling options across Texas, allowing you to save while consolidating your insurance needs with one agency. Our team is here to help you find the ideal bundling solution for your needs.

  • How do I get a homeowner’s insurance quote in Texas?

    Reach out to us online or by phone to get your customized homeowner’s insurance quote in Texas. Our agents will work with you to assess your needs and offer a tailored plan to protect your home.

Protection for your Texas home.

Every home is unique–and so should be its protection. Our independent status allows us to access a broader range of policies from top insurers, working together we can create a customized, competitively priced plan that fits your specific needs.


Request a quote today and explore a range of homeowners insurance options. With Jacobs Insurance Solutions, you’re not just getting a policy; you’re building a trusted partnership with an agency who values integrity, transparency, and tailored solutions.